Due to the rising cost of healthcare, we have updated our “Patient Financial Responsibility Policy.”

Please review these updates with our financial policy below.

Insurance Deductibles

What is a deductible?

A deductible is the amount you pay for health care services before your health insurance begins to pay.

How it works: If your plan’s deductible is $1,500, you’ll pay 100 percent of eligible health care expenses until the bills total $1,500. After that, you share the cost with your plan by paying coinsurance.

On the date of service, your deductible accumulation will be verified. Any deductible remaining will be your responsibility to pay upon check-in. We will estimate the cost of your services based on your insurance’s contractual allowed amount. These amounts are not a guarantee of your full financial liability, and any overpayments made by the patient will be promptly refunded upon receipt of your finalized insurance claim for that date of service.

Co-Insurance Payments

What is coinsurance?

Coinsurance is your share of the costs of a health care service. It's usually figured as a percentage of the amount your insurance allows for each service.

How it works: You’ve paid $1,500 in health care expenses and met your deductible. When you go to the doctor, instead of paying all costs, you and your plan share the cost. For example, your plan pays 70 percent. The 30 percent you pay is your coinsurance.

On the date of service, your co-insurance will be verified. We will estimate the cost of your services based on your insurance’s contractual allowed amounts. These amounts are not a guarantee of your full financial liability, and any overpayments made by the patient will be refunded promptly upon receipt of your finalized insurance claim for that date of service.

Co-Pays

What is a copay?

A copay is a fixed amount you pay for a health care service when you receive the service. The amount can vary by the type of insurance policy the patient has or the type of provider the patient is being treated by.

How it works: Your plan determines what your copay is. Our Provider is a specialist, and the specialist copay amount will be collected on the date of service. You may have a copay before you’ve finished paying toward your deductible. You may also have a copay after you pay your deductible, and when you owe coinsurance. 

These copays may be listed on the patient’s insurance card, and if not, they are always specified in the patient’s insurance benefit manual. You can also log in to your insurance account or register for one where all information pertaining to any deductibles, co-insurances and copays will be listed.

If you have any questions pertaining to your deductible, your co-insurance responsibility, or what your copay will be, please contact your insurance company.          

We Offer Laser Therapy

MLS Laser Therapy Video

The addition of this exciting and effective technology is part of Dr. Block’s continued investment in advanced technologies and progressive procedures in the PODIATRIC / PAIN MANAGEMENT field.

Laser therapy has been used effectively for many years but advances in technology have produced “the next generation of laser therapy” with the new MLS (Multiwave Locked System) Therapy Laser which uses specific wavelengths of light to treat painful and debilitating conditions.  With laser therapy Dr. Block can offer relief to those suffering with both chronic and acute ailments such as joint pain, Achilles tendonitis, arthritis, plantar fasciitis, sprains and strains without the use of painful injections or potentially habit-forming drugs.

“We are very excited to be able to offer this new and dramatic treatment option to patients,” Dr. Block said. Laser therapy is painless, with treatments usually lasting several minutes, and most patients see positive results in just 1-3 treatments. “When a physical condition or injury affects mobility or quality of life, there is one goal: a rapid return to every-day activities. We now have the most advanced equipment on the market to deliver these results; results that include a very rapid reduction in pain, strong anti-inflammatory effect, and immediate improvement of local blood circulation,” states Dr. Block. “More and more, our patients are looking for effective treatment options that are less invasive, have no side effects, provide rapid results and speed the healing process. Laser therapy provides us with an opportunity to meet the needs of our patients and offer the highest levels of care possible.”

Dr. Block summarizes, “We pride ourselves on staying on the leading edge of technology and educating our patients on the various levels of care available. Laser therapy is the future of the PODIATRIC/PAIN/ MANAGEMENT industry, and we feel our patients deserve to have that option when choosing the best care for themselves.”  

Benefits of MLS Laser Therapy: Non-Surgical Treatment, no known side effects, drug free, rapid results.

MLS Laser Therapy treats the pain associated with: Postsurgical Recovery, Wound Healing, Hematoma/Bruising, Achilles Tendonitis, Plantar Fasciitis, Neuropathy, Neuroma, Arthritis and Bursitis, Work/Sports Injuries, Sprains and Strains, and Tarsal Tunnel..  

For additional information on the MLS Therapy Laser is available from Cutting Edge Laser Technologies (800) 889-4184 or www.celasers.com

At Michael K. Block, DPM, LLC our priority is to deliver quality care to informed patients in a comfortable and convenient setting.

Quality Care
When you have a problem with your feet, you need to turn to a podiatrist who listens and responds, an experienced doctor who knows the field and can effectively diagnose and treat your needs, a friendly physician who counsels you on the best ways to maintain and improve your health. Dr. Block  represents all of these qualities and more. They dedicate their time to every single patient and won't leave the exam room until you have had all of your problems addressed and questions answered.

Informed Patients
We believe that informed patients are better prepared to make decisions regarding their well-being. That is why we've included an extensive section on this website covering the full array of topics associated with podiatric diagnoses and treatments. Some of our services include ankle arthritis, foot pain, heel pain, bunions, ingrown toenails, and more. We encourage you to look through these pages whenever you have an interest or concern about your feet.

Comfortable, Convenient Setting
The best care in the world doesn't mean anything if you can't access it. At Michael K. Block, DPM, LLC, we strive to make our office as efficient and welcoming as possible. Included in these web pages are information about our office, directions, hours, insurance policies, and appointment scheduling.

We hope you find this website useful and invite you to contact us with your questions at any time.